Running a small business shouldn't feel like drowning in debt.
If you’re juggling multiple merchant cash advances (MCAs), Swyft Advance offers a smarter way to manage your payments and regain control of your cash flow — without taking on a new loan or MCA.
Reverse Consolidation, Simplified
Our weekly purchase program is designed to reduce the stress of stacked daily debits and help your business operate with more breathing room.
Benefits That Matter to Your Business
-
Immediate Cash Flow Relief:
Experience up to 50% reduction in your weekly payment obligations, freeing up vital capital for your business operations. Simplified Financial Management:Replace the chaos of multiple daily or weekly withdrawals with a single, predictable payment schedule that you can plan around. No Collateral Required:Unlike traditional bank loans or consolidation programs, our weekly buy program doesn't require perfect credit or valuable assets as collateral. Fast Approval Process:We understand that when you're drowning in MCA debt, time is of the essence. Our streamlined approval process can have funds flowing to your account in as little as 24-48 hours. Protection from Default Consequences:Avoid the serious legal ramifications of MCA default, including bank account freezes, UCC liens on your receivables, and potentially devastating legal actions. Path to Better Financing:By stabilizing your cash flow and systematically addressing your MCA obligations, you're positioning your business to qualify for more favorable financing options in the future. 
Empowering Businesses
with flexible cash flow solutions
An innovative funding solution to provide businesses with the flexibility they need to thrive.
- Are currently managing multiple MCA payments that are draining your daily cash flow.
- Find yourself taking out additional advances just to cover existing obligations.
- Struggle to maintain enough working capital for inventory, equipment, or growth opportunities.
- Face the risk of defaulting on your current MCA agreements.
- Need immediate financial relief without a lengthy approval process.
If your business is experiencing any of these challenges, our program could be the financial lifeline you need to regain stability and set the foundation for future growth.
How It Works
Swyft Advance provides consistent weekly deposits directly into your business’s bank account
These deposits are designed to help cover existing financial commitments, reducing the strain on your cash flow. Businesses may lower their weekly cash outflows by up to 50%, creating more opportunities to focus on growth and operations.
Under the program, Swyft Advance essentially purchases a portion of your future receivables, giving you flexibility to handle financial challenges while maintaining smooth operations and supporting your business growth.
01
Apply online
Start with a simple application. We’ll review your business performance and take a close look at your current MCA obligations.
02
We review your MCA stack
We assess how much you’re currently paying across multiple MCA providers and build a plan to help you manage it more efficiently.
03
Weekly funds are deposited into your account
Once approved, Swyft Advance begins sending weekly deposits directly to your business bank account. These funds are intended to help you stay current on your MCA payments and maintain operations.
04
You make one manageable payment to Swyft
In return for the weekly funding, you’ll make a single daily or weekly remittance to Swyft Advance. This payment is often 25–50% less than what you were previously paying to multiple MCA providers combined.
05
The program continues until your MCA stack is covered
We continue weekly deposits until your MCA obligations are fully addressed. The program extends slightly beyond that to ensure the total amount purchased is fully repaid — but the structure remains stable and predictable.
Simple Example
Let’s say you’re paying $1,200/day across three MCA providers.
With Swyft Advance, you might receive $15,000/week in funding
In return, you pay $700/day to Swyft, instead of $1,200 to others
The difference gives you space to operate, hire, buy inventory, or stabilize
Reclaim Cash Flow.
Reinvest to Grow.The program continues until your original MCAs are paid off, plus an extended period to complete your obligation to us. Throughout this time, you’ll enjoy improved cash flow and the ability to reinvest in your business operations and growth.
Apply for Swyft Advance Reverse Consolidation Today.
With Swyft Advance, the road to responsible alternative funding is simple and fast:
- Complete this 3-step online application form
- Receive approval within 24 hours (often as little as 3-4 hours)
- Submit documentation, as requested by Swyft Advance
- Receive direct deposit from Swyft Advance
Our Clients Success Stories
© Copyright 2025 Swyft. All Rights Reserved.